Insurance is available for all aspects of commercial business and will vary according to the type of trade that is carried out on site. Many business owners do expect their premises to be covered under their insurance so that they are able to quickly get back in business after an unfortunate event. Commercial insurance can include the following common features, public liability, cover for fittings and fixtures, loss of rent and cover when unable to trade.
Proprietors are paying an annual premium to acquire the level of cover they require to insure their business. The rate they pay the insurers will depend on several factors and is also calculated based on the type property and how secure it is. The higher level of security the premises has the lower the premium usually is, although there are other elements that can influence the total cost.
Any measures that are in place to secure the premises, which tackles crime and protects from damage, is likely to lower the insurance premium. If your insurance company deems you as a high risk, you can implement security measures to further safeguard your business. Sometimes, in certain high risk areas insurers can refuse property cover if there is no proper security for the premises. Any damage or loss may have to be paid for by the owner.
One the best type of protection that insurance companies endorse is sturdy roller shutters that meet certain criteria for business properties. At Provectus Doors, we have approved security shutters that help to lower your insurance premium. They are made with strong materials to withstand high impacts and prevent unlawful entry.
Lower Premium with Roller Shutters
If you do not have roller shutters installed, then it is advised that check your property for possible entry from intruders and potential damage. Once you have established the areas of risks, get in touch with a reputable security shutters suppliers and installers, like us, to carry out a survey of your premises.
A survey will be comprehensive and may highlight areas that are often overlooked. It will form the basis of your quotation to have a secure property with the use of roller shutters. You can add your choice of options where required and choose from the security level we have available.
Get an insurance quote based on the property as it is and then ask for another quote which includes the security measures you have been quoted for. Compare prices to get the best deals. The savings per year are usually quite significant when you evaluate the extra cost of having roller shutters. You will find that it is worthwhile and cost effective to install roller shutters, along with the peace of mind it brings.
To lower your commercial property insurance with a secure roller shutters setup, get in touch with our expert advisers for our range of insurance approved products.